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STEP 1: PLAN AND PREPARE TO SELL You should start the planning several months before you want to sell.  This means identifying any maintenance or tidying up that can be done.  The property should not only be appealing to buyers, but must also pass inspection.  When to sell, is very important.  For instance: are you selling a home?  Summer is usually the best time to sell, because parents with kids prefer to move during this break period. STEP 2: GET A REALTY AGENT The biggest mistake you can make is to attempt to sell the property on your own.  Many sellers do this in an attempt to save on fees, but what they don't realize is that you may save on fees, but get  dramatically fewer and lower purchase offers.  The reason behind this is simple:  Real estate is a person-to-person business.  Agents from around Guam routinely work with each other to find each other buyers.  So even though you can attract potential buyers on your own, you will not attract as many suitors as if you were to go with an established Agency.  The more potential buyers, the higher your chance of getting the price tag you want. Along with that, Blue Pacific Agents are trained on the local real estate regulations that must occur for each sale.  Navigating these regulations on your own can be an impossible task for someone lacking experience in selling property. STEP 3: SET THE PRICE Once you have an Agent, they can help you find a Property Assessor.  It's important to price your property in-line with other properties that are like yours.  The reason for this is that if you get a buyer that is using a bank loan, the bank will assess the property on their own, and if it deviates from the market norm, the buyer's loan request will be denied.  Another reason is that most buyers will pass on your property if it is priced higher than the norm compared to other alike properties. STEP 4: MARKET YOUR PROPERTY This is where Blue Pacific Realty takes over.  We can get your property listed in the MLS, which can be seen by local and international buyers.  We also periodically advertise on local media to get the word out about specific properties.  We even prepare the on-property signage for you. STEP 5: SELL IT! From A-Z, Blue Pacific Realty handles all the back and forth negotiating that can occur between a buyer and you.  We advise you on when to say yes, and when to hold.  Our goal is to help you get the money your property is worth. STEP 6: CLOSE THE SALE Blue Pacific takes care of all the legal regulations and paperwork that must be filed with the bank, GovGuam, and other groups and agencies.  

Guam has several quality lending institutions. It's best to start with a bank you already do business with to get pre-qualified and then to see what sort of loan package they can offer. Then visit the mortgage departments of at least 2 or 3 other banks to do the same. Your agent can help you compare the loan packages and assist you in making a decision that is right for the property you wish to purchase. Allied Bank  649-5001  http://www.alliedbank.com.ph/insidesection.php?level=2&secid=94&secpid=2 Bank of Guam  472-5300   https://www.bankofguam.com/ Bank of Hawaii  479-3500  https://www.boh.com/personal/ Bank Pacific  472-6704  http://www.bankpacific.com/ Citibank  477-2484  https://www.citibank.com.gu/portal/blue/en_home.htm Coast 360  477-8736  https://www.coast360fcu.com/ Community First    http://www.communityfirstfcu.com/ASP/home.asp Finance Factors     http://www.financefactors.com/ First Hawaiian Bank  475-7900  https://www.fhb.com/en/ Oceanic  Bank  637-1037  http://us-banks-info.com/oceanic-bank/guam/dededo/guam-branch/ Pacific Island Development Bank  477-0047  http://www.pacificidb.com/  

KNOW THE MARKET Before you go on any showings, it's important to know the price ranges you can expect for the property you plan on purchasing.  Expectations must be managed to ensure your budget matches the reality of the marketplace.  You can search the Guam MLS by using the form on our homepage. KNOW YOUR BUDGET If you will be using bank financing to purchase your home, it's important to know the amount of money you will be able to borrow.  It's equally important to know the rates you will qualify for, as this determines your monthly pay-down.  So if you plan on a taking out a loan, it's important to pre-apply, and get pre-approved ahead of time.  This ensures that you will be able to finance your desired purchase.  Try our Guam Mortgage Calculator to see what your monthly payment will be for your desired loan amount. KNOW THE EXTRAS When calculating your total monthly property cost, you must also take into account taxes and insurance.  Although it can be difficult to determine your specific taxation and insurance premiums, due to the variable nature of property costs, areas, and other factors, your lending institution  should be able to provide you with a price range estimate based upon your specific circumstances.  

Commercial Real Estate on Guam, like many other locations, is a person-to-person business.  Commercial buyers and sellers usually will only deal with large, established Brokers that have an established track-record of commercial deals.  Because of this, it is almost impossible to navigate the Guam commercial real estate market without assistance from a large, established Brokerage. PAST & PRESENT COMMERCIAL CLIENTS Blue Pacific Realty is one of the oldest and most established commercial real estate Brokerages on Guam.  Here is a shortlist of some of our Corporate clients: Daiichi Shokai Nippon Travel Agency Daita Co., Ltd. PMT Guam, Inc. (JTB) Kansai Suiri Corporation R&C Tours Guam, Inc. Misawa Homes Pro Dive Guam, Inc. Mizuho, Inc. Tanota Partners Shinei Bank Pacific International, Inc. Shuho Kogyo Tonko Reyes, Inc. (Paradise Estates Subdiv.) Tokyu Construction Dohnson Jewelers Tokyu Corporation Yatatex Guam Inc. Tomen Corporation Tah Chung Steel (Taiwan) JFE Shoji (Kawasho) Fujita Kanko Watabe Wedding Kawasho (JFE Shoji) Jalpak International Micronesia, Inc. Sumitomo Construction COMMERCIAL PROPERTIES REPRESENTED Paradise Estates, Dededo Fujita Property, Tumon Fujita Property, Beachside, Tumon Nimitz Towers Apartment Complex, Piti New Century Hotel, Tamuning Agana Bay Condominium, Tamuning Garcia Apartment Building, Tamuning *more provided upon request